Medical, Vision, Dental
The College offers group health care coverage for all benefit eligible faculty and staff.
Benefits eligibility is determined by hire date. If you are hired on the first day or first business day of the month, benefits are effective the first of that month. Otherwise, benefits will begin the first day of the following month.
Changes to coverage are limited to the annual open enrollment period, unless required by a “qualifying life event" (birth, death, marriage, divorce, loss of health care coverage from another source). Any changes resulting from a qualifying event must be reported to Human Resources within 30 days following the effective date of the change.
Medical, Vision and Dental Plans
Swarthmore continues to offer an affordable and comprehensive selection of medical, dental and vision plans to meet your needs of health care coverage. Please click on the plans highlighted below for a description of the plans and coverage provided
The Medical Plan Highlights [PDF] allows you to review and compare all medical plan options.
For a review of each plan click on the name below:
- Personal Choice PPO
- Keystone POS
- Keystone HMO
- HDHP Plan
Delta Dental is our dental insurer. Please review the list of participating dentists within the Delta Dental network. Review the College's dental coverage under the basic and buy up plans [PDF]
Our vision provider remains Davis Vision and there have been no changes in the plan coverage. Keep in mind that to receive the maximum benefit from this plan you should use a Davis Network provider for both the eye examination and for purchasing eyeglasses.
- Locate a Davis Network Provider.
- Review the College's vision coverage under the basic and buy up plans [PDF].
Changing Your Benefits
Per IRS rules, you can only make changes to your benefit elections during the College's annual Open Enrollment period. However, you may make changes to your elections if you experience a qualifying life event during the year. Qualifying life events [PDF] include but are not limited to birth of a child, adoption, marriage, divorce, loss of existing health coverage, etc.
Flu Shot Reimbursement
During the Flu Season months, we want to make certain that all of our members take advantage of the Flu Shot program that Independence Blue Cross offers. Under the new health care legislation flu shots are now covered as a preventative service at 100% if you get them at your doctor's office. IBC will continue to pay up to $25 towards the cost of the Flu Shot if you decide to get a flu shot other than at your doctor's office.
Please complete this form and return it to address on the form with your receipt.
I want to change my doctor/dentist. How do I go about that?
The change can be made over the phone. Simply call the number on the back of your medical/dental card and give them the change information.